Everything You Need to Know About PO Box 1280 Oaks PA 19456-1280

Dealing with an unexpected letter from PO Box 1280 Oaks PA 19456-1280 can be unsettling. This postal address belongs to the Commonwealth Health Billing Office.

Our blog post guides you through understanding this specific P.O.

Box and its purpose. Read on to unravel the truth behind this mysterious mailing address.

Key Takeaways

  • PO Box 1280 Oaks PA 19456 – 1280 belongs to the Commonwealth Health Billing Office, which uses it for managing medical bills, insurance correspondence, and debt collection related to healthcare services. Converged Outsourcing, a debt collection agency, is associated with this address.
  • Using a PO Box like 1280 ensures privacy, security, and convenience by concealing your physical address, securing sensitive mail, and providing easy access to receive important documents at a central location.
  • The Saraci case highlighted that while businesses can legitimately use PO boxes for processing bills, debt collectors must properly verify consumer addresses to avoid potential harassment claims and disclosure violations under the Fair Debt Collection Practices Act (FDCPA).
  • When receiving debt collection letters from PO Box 1280, it is crucial to understand your rights under the FDCPA, verify the debt details, consider legal counsel if needed, and promptly respond or dispute any inaccuracies within the specified timeframes.
  • The article provides guidance on renting a PO Box, authorizing others to collect your mail, understanding restrictions on certain types of mail, and frequently asked questions related to PO Box 1280, offering a comprehensive overview of this postal address and its implications.

Exploring P. O Box 1280 in Oaks, PA

Exploring P. O Box 1280 in Oaks, PA

PO Box 1280 Oaks PA 19456-1280 is a postal address located in Oaks, Pennsylvania. Businesses frequently utilize post office boxes to manage mail efficiently. The Commonwealth Health Billing Office uses this PO Box for privacy and secure handling of sensitive information like bills or payments.

Renting a PO Box offers convenience, accessibility, and reliability for mail deliveries. It protects your privacy by keeping your physical address confidential. The zip code 19456-1280 corresponds to the Oaks area.

Certified mail and important documents get secured at the post office for collection.

Benefits of Using P. O Box 1280 in Oaks, PA

Using a P.O. Box like 1280 in Oaks, PA ensures your mail’s security. It provides easy access to your letters and parcels at a central location.

Ensuring Privacy and Security

PO Box 1280 in Oaks, PA safeguards your privacy. It conceals your physical address from prying eyes. This postal box keeps sensitive mail discreet. No one can trace letters or packages to your doorstep.

The post office secures your box. Only authorized individuals can access the contents. Your mail stays confidential until you collect it personally. PO Box 1280 mitigates risks like identity theft or harassment.

It provides a secure channel for receiving important documents.

Enhancing Convenience and Accessibility

P.O. Box 1280 Oaks PA simplifies mail management. It acts as a central location for receiving important documents like bills and payments. This postal address offers easy access to send and organize healthcare-related correspondence.

Benefits of Using P. O Box 1280 in Oaks, PA

Commonwealth Health Billing Office utilizes this P.O. box, providing patients a convenient way to mail records and insurance details. Converged Outsourcing, a debt collection agency, is associated with this address, helping individuals settle outstanding balances efficiently.

The accessibility of P.O. Box 1280 streamlines communication for managing healthcare finances seamlessly.

P.O. Box 1280 Oaks PA enhances accessibility for interacting with Commonwealth Health Billing Office. Patients can easily mail sensitive medical bills and insurance paperwork to this centralized location.

Offering Flexibility and Reliability

P.O. Box 1280 Oaks PA 19456-1280 gives users flexibility. You can use this post office box from anywhere in the United States. The box stays the same even if you move cities or states.

This consistent address increases reliability. No need to update contacts when relocating. P.O. Box 1280 accommodates changing residences seamlessly. Businesses and individuals appreciate this convenient feature.

The next section will explore getting started with P.O. Box 1280 in Oaks, PA.

Protecting Your Mail

A P.O. box safeguards your mail. Privacy matters. Collection agencies handle sensitive data. Credit reports contain personal information. Debt collectors use the box for correspondence.

Foreclosure notices involve confidential details. The web address connects the service. South Texas Missouri expertise ensures security.

Postal services offer reliability. Mail protection is a priority. The box prevents unauthorized access. Restrictions govern proper handling. Authorized users access the contents. Flexibility allows convenient pickup.

Getting Started with P. O Box 1280 in Oaks, PA

Opening a P.O. Box 1280 in Oaks, PA is easy. You can rent your box at the local post office. You will need to show ID and pay the rental fee.

The postal service allows you to authorize others to collect your mail from the P.O. Box. However, there are restrictions on certain types of mail that cannot be received through a P.O. Box.

Renting Your P.O Box

To rent a P.O Box 1280 in Oaks, PA, you must follow these steps:

  1. Visit your local United States Postal Service (USPS) office or an approved private mailbox provider.
  2. Complete the P.O Box rental application form. You’ll need to provide valid identification documents.
  3. Select the box size that suits your mailing needs and pay the rental fee.

Renting Process:

  • Apply in person at the post office or online for private providers.
  • Present two valid IDs – one primary and one secondary.
  • Primary IDs include a driver’s license, military ID, or passport.
  • Secondary IDs can be a vehicle registration, utility bill, or credit card statement.
  • Choose the rental period – 3, 6, or 12 months typically.
  • Pay the fee using cash, debit/credit card, or money order.

Rental Fees:

  • Fees vary based on box size and rental period.
  • Smaller boxes cost less than larger ones.
  • Longer rental periods often offer discounted rates.
  • Additional services like signature confirmation incur extra charges.

Key Benefits:

  • Ensures privacy and security for your mail.
  • Provides a permanent address for receiving packages.
  • Offers 24/7 access to your mailbox.
  • Allows mail holding during travel periods.

Authorizing Others to Collect Your Mail

You can grant permission to someone else to collect your mail from PO Box 1280 in Oaks, PA. This provides flexibility and convenience.

Here are the key points:

  1. Complete the required form at the post office.
  2. Provide identification for you and the person you authorize.
  3. Specify the duration for which authorization is valid.
  4. Revoke authorization if needed by submitting a request.
  5. Keep your PO box key secure to prevent unauthorized access.
  6. Monitor your mail regularly for any suspicious activity.

Allowing someone to collect your mail enables you to receive correspondence when unable to visit the post office. However, exercise caution when sharing access to safeguard your privacy and avoid potential misuse.

Understanding Restrictions on Mail

As you authorize others to collect your mail, it’s equally crucial to grasp the restrictions surrounding mail handling. Here’s what you need to know:

  1. Strict guidelines govern debt collection practices. The Fair Debt Collection Practices Act (FDCPA) prohibits harassment, abuse, and deception by third-party debt collectors.
  2. Collectors cannot communicate at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree.
  3. They must cease communication upon your written request, with some exceptions for specific notifications.
  4. Collectors cannot discuss your debt with unauthorized third parties, except to obtain location information.
  5. False or misleading statements about the debt amount, consequences of non-payment, or collector authority are illegal.
  6. Profane language, threats of violence, arrest, or harm to reputation are strictly forbidden.
  7. Accurate debt validation must be provided upon request within five days.
  8. Unfair practices like collecting more than the debt amount, soliciting postdated checks, or depositing a payment before its due date are prohibited.
  9. Strict statutes of limitations apply, after which collectors cannot revive or pursue old debts through legal action.
  10. Certain debts like federal student loans may have different rules, so understanding your specific situation is crucial.

The Saraci Case: A Closer Look

Joseph Saraci filed a lawsuit against Converge Outsourcing. He claimed the agency violated debt collection laws. Specifically, Converge sent letters about a disputed debt to PO Box 1280 in Oaks, PA.

However, Saraci never lived at that address. This raised privacy concerns. The judge ruled PO Box usage alone did not violate laws. But debt collectors must properly verify addresses to avoid harassment claims.

The ruling highlighted key points. First, businesses can use PO boxes for legitimate purposes like processing bills. Second, debt collectors must have proper procedures to confirm consumer addresses.

Simply mailing to a PO box linked to the right person may not suffice. The Saraci case underscored debt collectors must follow all notice requirements under the FDCPA. Sloppy procedures risking improper disclosure may constitute violations.


Unraveling the mysteries of PO Box 1280 Oaks PA 19456-1280 empowers individuals. This postal address serves the Commonwealth Health Billing Office, facilitating medical billing and confidential correspondence.

Embracing this resource enhances privacy, streamlines mail management, and safeguards sensitive data. Grasping its essence enlightens one’s approach to healthcare costs, insurance matters, and financial obligations.

Gaining insights enriches your understanding, enabling informed decisions that align with your best interests.

General Facts

  1. PO Box 1280 Oaks PA 19456-1280 is linked to the Commonwealth Health Billing Office, which handles medical billing and correspondence.
  2. Businesses use PO boxes for privacy and efficient mail management, especially for bills and payments.
  3. The PO Box may be related to healthcare costs, insurance billing, unpaid balances, or account updates.
  4. The location address is in Oaks, PA, and serves a key role for the Commonwealth Health Billing Office.
  5. Share PO boxes are used to streamline mail handling, and secure handling of sensitive information is crucial for organizations like debt collection agencies or billing offices.
  6. Contact details for the postal address, including email contacts and phone numbers, are important for understanding and reaching out to the Commonwealth Health Billing Office.
  7. The article provides a guide on understanding Converged Outsourcing, their role in debt collection, what they can and cannot do under FCRA, and how to dispute debt and respond to their contacts.
  8. When contacted by Converged Outsourcing, it’s important to understand your rights and options, including disputing the debt and requesting validation.
  9. Verifying the debt, knowing your rights, contacting the Commonwealth Health Billing Office, and not ignoring communication are crucial when dealing with PO Box 1280 Oaks, PA.
  10. PO Box 1280 Oaks, PA is linked to the Commonwealth Health Billing Office, and it’s important to verify information when dealing with this address and businesses.


Yes, debt collector Converged Outsourcing may send notices from P.O. Box 1280 for medical debt collection.

Respond promptly. Verify the debt details, understand your rights under FDCPA, and consider legal counsel.

You may get letters regarding healthcare costs, insurance billing, unpaid balances, or account updates.

Absolutely. Gather information, check credit reports, send dispute letters demanding evidence within set timeframes.

See Also: Get Your Mail Delivered To PO Box 340 Waite Park MN Now!

By Marie Summer

Marie Summer is a technology writer who specializes in cybersecurity, privacy, and emerging technologies. She is a published author and advocate for diversity and inclusion in the tech industry.

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