How To Receive Money From PayPal In Pakistan?

PayPal in Pakistan

One of the most frequently asked questions among individuals in Pakistan is, “How can I receive money from PayPal?” or “Is it possible to make a PayPal account in Pakistan?” In this article, we will address these queries and provide you with 100% legal ways to receive payments from PayPal in Pakistan.

Is PayPal Available in Pakistan?

Let’s clear up the confusion right away—PayPal is not currently operating in Pakistan. Despite rumors or claims from individuals, creating a PayPal account in Pakistan is not possible. In fact, if PayPal detects an account registered in Pakistan, it may block the account and withhold any funds associated with it.

However, there are alternative legal methods to receive money from PayPal into your bank account in Pakistan. We will explore two such methods that you can choose from based on your preference.

Legal Ways to Receive Payments From PayPal in Pakistan

Method 1: Xoom – A PayPal Service

Xoom, a service provided by PayPal, allows you to send money globally, including to Pakistan. Here’s what you need to know about using Xoom to receive PayPal payments:

Can You Make an Account on Xoom?

Unfortunately, since PayPal is not available in Pakistan, you cannot create an account directly on Xoom.

How to Receive Payment from PayPal to Your Bank Account?

Despite the unavailability of a PayPal account, you can still receive payments through Xoom. Here’s how it works:

Steps To Receive Payment From Xoom

  • First, you should tell your international clients, family, or friends to log in on XOOM with their PayPal accounts. It’s very simple
  • Enter the account credentials and good to go.
  • After linking the account, the sender should click on “send money”.
  • Enter your receiver account information.
  • After that, the sender chooses how the receiver wants to receive the funds, the sender can either select the “bank deposit” or “cash pickup” option. You can tell the sender which one you prefer.
  • Now the sender should use PayPal to send the funds but Xoom not only allows PayPal to send money the sender can also send via bank accounts, credit cards, or debit cards.
  • Once the sender done will all credentials simply click on send money. Now the receiver should hold tight to receive payments from PayPal.

Can You Receive Payment From Xoom in Any Bank of Pakistan?

No, there are only top Banks that are allowed such as

  • Bank Alfalah
  • UBL
  • MCB
  • Allied Bank

Also, you can find the banks that are allowed to receive payment from Xoom In Pakistan in the below link as they update banks from time to time.

List of Banks:

How Long Does It Take to Receive Payments from Xoom in Pakistan?

Typically, if the payment is sent between Monday and Friday before 4:30 p.m., it will arrive in minutes on the same day in your rupee account.

What Are the Fees or Charges for the Xoom Service?

Paying WithFee In USD
PayPal balance$4.99
Bank account$4.99
Debit Card$4.99
Credit Card$4.99
Fees of Xoom Service

Method 2: Upwork Direct Contract

If you are a freelancer and already have an Upwork account, the Upwork Direct Contract method can be an excellent option for receiving money from PayPal in Pakistan. Here’s how you can utilize this method:

What is Upwork?

Upwork is a popular freelancing platform that connects freelancers with clients worldwide, enabling them to offer their services and receive payments securely.

Steps to Receive Payment from PayPal Using Upwork Direct Contract Method:

  • Ensure you have an active Upwork account.
  • In your Upwork navigation bar, click on “Direct Contract” to access the Direct Contracts section.
  • Create a new contract by providing your client’s email address (the client’s email should not be registered on Upwork), contract name, description, contract type (hourly or fixed), and the contract amount.
Receive Payment From PayPal Using Upwork Direct Contract Method
  • Send the contract to your client.
  • Your client can then pay the contract amount using PayPal, bank accounts, or payment cards.

How Long Does It Take to Receive Payments from Upwork Direct Contract Method to Your Bank Account?

Once your work is approved, the funds will be released immediately to your Upwork account. From there, you can withdraw the money directly to your bank account or use a service like Payoneer.

Fees for Using Upwork Direct Contract Method:

Upwork charges a fee of 3.4% per payment when using the Direct Contract method.


In conclusion, although PayPal does not currently operate in Pakistan, you have viable options for receiving money from PayPal through legal means. Xoom, a PayPal service, allows you to receive payments in Pakistan by leveraging the accounts of individuals in other countries. Additionally, freelancers can utilize the Upwork Direct Contract method to receive payments securely. Assess your requirements and choose the option that suits you best.

If you still have any questions or need further clarification, feel free to leave a comment, and we’ll be happy to assist you.

Wishing you good luck and success in your payment transactions!

See Also: The Best Country to Earn Money

By Rana J.

I am Rana Junaid, a technology specialist with a wealth of knowledge and experience in the field. I am a guide for businesses and individuals looking to improve their online presence. I regularly share my expertise through this blog, social media, and speaking engagements.

Leave a Reply

Your email address will not be published. Required fields are marked *

You May Also Like